Zip Code: (Change)
You have no items in your shopping cart.
Close
Search
Filters

Financing and Leasing Options

Woodstock Furniture & Mattress Outlet makes it easy for you to purchase your furniture and/or mattress. Aside from accepting cash, check, or credit card payments, we collaborate with companies to help you finance or lease your new home furnishings.

Wells Fargo

The Woodstock Furniture credit card* is an easy and convenient way to pay for your purchases over time. As a Woodstock Furniture cardholder, you can enjoy exclusive special benefits throughout the year. Here are some things to help you decide if applying with Wells Fargo Bank, N.A. is the right option for you.

  • Applying with Wells Fargo Bank, N.A. will require a credit check.
  • Special financing for 6 months with approved credit on purchases of $599 and under.
  • Extended financing promotions can’t be combined with any other discounts.
  • Clearance and closeout items can only be financed for 6 months.
  • You may begin your application online, but must complete application and any purchases by signing a hard copy IN-STORE. (See cashier when done applying whether approved or declined)
  • Do not fill out or use someone else’s information unless they are with you!

*The Woodstock Furniture credit card is issued with approved credit by Wells Fargo Bank, N.A. Ask for details.
For payments and general inquiries: 1-800-459-8451

Apply at Wells Fargo

Synchrony

Synchrony is another financing option to get the furniture you want today. Here are some things to help you decide if applying with Synchrony is the right option for you.

  • Applying with Synchrony will require a credit check.
  • 6 months interest free on purchases $599 and under.
  • Extended financing promotions can’t be combined with any other discounts.
  • Clearance and closeout items can only be financed for 6 months interest free.
  • You may begin your application online, but must complete application and any purchases by signing a hard copy IN-STORE. (See cashier when done applying whether approved or declined)
  • Do not fill out or use someone else’s information unless they are with you!
  • 6 or 12 month terms have a 3.5% monthly minimum payment. Any other promotions are equal payments.

For payments and general inquiries: 877-317-5544

Apply at Synchrony 

Acima Credit

No credit check required and a 90-day payoff option is available with Acima Credit! Although you do not need to check your credit in order to get financial approval with Acima Credit, any financing approvals will report to credit bureaus. Here are some things to help you decide if applying with Acima Credit is the right option for you.

  • No credit needed for approvals, but it does report payments to credit bureaus each month.
  • Must have routing/checking account # and be opened for at least 90 days.
  • Payments will be auto drafted out of the account day after payday.
  • Monthly income of $1,000 or more.
  • At job for at least 90 days.
  • There is a $30 initial processing fee.
  • All contracts are automatically set up for 12 months with financing fees included. They do have a secondary option for 90 days.
  • If you are choosing the 90-day option ~ you, the customer will have to call Acima once you have picked-up your furniture or received delivery to switch over to the 90-day option. A $10 early buyout fee will then be added to the contract.
  • Cannot use Acima, Kornerstone or Progressive at the same time.
  • All items must be delivered or picked up at one time.
  • Accessories, pillows, rugs, and protectors may go on the contract as long as its 50/50! (Meaning half is furniture)
  • Any items with a 5-day return policy such as rugs and accessories CANNOT BE RETURNED!
  • No changes can be made to the contracts once delivered or picked up!
  • You can exchange or return furniture for store credit only within 5 days! If the amount of an exchange is higher you will have to pay the difference out of pocket (if less then it must stay a store credit!).

For payments and general inquiries: 801-297-1982

Start your application online now!

Kornerstone Credit - ( lease to own )

Kornerstone Credit offers no credit check options and finance approval. Although you do not need to check your credit in order to get financial approval, any financing Kornerstone Credit approves will report to credit bureaus.

  • No credit needed for approvals, but it does report payments to credit bureaus each month.
  • Must have routing/checking account # and be opened for at least 90 days.
  • Payments will be auto drafted out of the account day after payday.
  • Monthly income of $1,000 or more.
  • At job for at least 90 days.
  • There is a $30 initial processing fee.
  • All contracts are automatically set up for 12 months with financing fees included. They do have a secondary option for 90 days.
  • If you are choosing the 90-day option ~ you, the customer will have to call Kornerstone Credit once you have picked-up your furniture or received delivery to switch over to the 90-day option. A $10 early buyout fee will then be added to the contract.
  • Cannot use Acima, Kornerstone or Progressive at the same time.
  • All items must be delivered or picked up at one time.
  • Accessories, pillows, rugs, and protectors may go on the contract as long as its 50/50! (Meaning half is furniture)
  • Any items with a 5-day return policy such as rugs and accessories CANNOT BE RETURNED!
  • No changes can be made to the contracts once delivered or picked up! If you don’t use the full amount approved the difference will be voided.
  • You can exchange or return furniture for store credit only within 5 days! If the amount of an exchange is higher you will have to pay the difference out of pocket (if less then it must stay a store credit!).

For payments and general inquiries: 888-222-2112

Begin an application now at the location nearest you:


Progressive Leasing - ( lease to own )

Progressive Leasing offers no credit check options. 

  • No credit needed for approvals.
  • Must have routing/checking account # and be opened for at least 90 days.
  • Payments will be auto drafted out of the account on the payday entered on the application.
  • Monthly income $1000 or more.
  • At job for at least 90 days.
  • Initial processing fee of $49 +Tax- paid through the portal by credit card only. 
  • All contracts are automatically set up for 12 months with financing fees included. They do have a secondary option for 90 days.
  • If choosing the 90 day option ~the customer will have to call Progressive once they have picked up or received delivery to switch over to the 90 day option. 
  • Cannot use Progressive, Acima or Kornerstone at the same time.
  • All items must be delivered or picked up at one time.
  • Any items with a 5-day return policy such as rugs and accessories CANNOT BE RETURNED! 
  • Furniture within the 5 days ~ The customer can exchange or return for store credit only!! If the amount is higher the customer will have to pay the difference out of pocket/ if less then it must stay a store credit!)

For payments and general inquiries:  877-898-1970

Begin an application now at the location nearest you: